Consumer loan applicants expect instant decisions, not 48-hour email responses. Trengo helps you automate credit pre-qualification, collect income verification, and provide instant loan decisions via WhatsApp, so you fund more loans without drowning your underwriters in unqualified applications.
Average pre-qualification time vs. 2-day manual review process
70%
Reduction in application abandonment with WhatsApp income verification
4x
More load volume per underwriter without compromising credit quality
From application to funded loan. Without the bottlenecks
Trengo unifica la recepción de clientes potenciales, la recopilación de documentos y la comunicación con los prestatarios, de modo que todas las solicitudes de préstamo pasan de la consulta al cierre sin fricciones.
Qualify borrowers in real-time
Trengo's AI automatically collects qualification details, checks them against your lending criteria, and delivers an instant decision.
Verify income without the paper chase
Borrowers upload documents from their phone in seconds, then Trengo’s AI flags discrepancies before your team reviews them.
Filter out unqualified applications
Applicants who don’t meet your criteria get instant feedback and alternative options. Your team only reviews applications that meet your requirements.
Keep borrowers engaged through approval
From application submitted to credit review to final approval, borrowers get WhatsApp notifications at every stage.
Sync with your loan management system
See borrower conversations alongside loan status, payment history, and credit data without switching tabs.
Pre-qualify borrowers before they hit your underwriters
Trengo's AI collects loan amount, purpose, income, and credit profile, then instantly matches against your lending criteria. Qualified borrowers get an offer in 90 seconds. Others get clear feedback and next steps. Your team only reviews applications with a high probability of funding.
Trengo’s AI extracts income data from pay stubs and bank statements, compares it to declared income, and flags discrepancies for review. Your team focuses on exceptions, not data entry, reducing approval time from days to hours.
Make fast decisions with complete borrower context
See every data point, from credit score and debt-to-income to payment history and application status, directly alongside your conversations. When borrowers ask "Can I get a higher amount?" or "What if I pay bi-weekly?", you have instant answers without leaving the chat.
Trengo integrates with your LMS, CRM, credit bureaus, and payment processors, syncing borrower data, loan status, and decisioning workflows into one inbox. No more manual data entry. No more disconnected systems. Just seamless automation from application to funding.
High loan volume doesn't require high headcount. From instant credit pre-qualification to automated income verification, Trengo lets you approve 4x more loans per underwriter while maintaining credit quality and compliance standards.